Onboarding Analyst

Welcome to Dyninno, a San Francisco-based group of companies that has been providing top-notch products and services in finance, travel, and entertainment across 50 markets since 2004. In 2024 Dyninno proudly celebrates its 20th anniversary. Our passion for excellence has taken us far and wide, and we now have a team of over 5,400 professionals working from offices in the USA, UK, Colombia, Latvia, Moldova, Romania, Turkey, Uzbekistan, Egypt, and the Philippines. Our multinational and multicultural family is united by a shared goal of changing lives and making dreams come true. Our corporate culture is all about creating a positive, nurturing environment where people can grow and thrive, and we’re always looking for like-minded individuals to join us on this incredible journey.

Position Summary:
We are currently seeking an Onboarding Analyst to join our team. The Onboarding Analyst will be responsible for facilitating the smooth onboarding process for new clients, ensuring compliance with regulatory requirements and company policies. The ideal candidate will possess strong organizational skills, attention to detail, and the ability to communicate effectively with internal and external stakeholders.

BLOCK 1. Responsibilities

• Carrying out and ensuring compliance with company due diligence and KYC
• Conducting AML and CDD reviews on clients, identifying any potential issues such as AML, bribery, as well as potential reputational risks to the business
• Conduct thorough client risk assessments to evaluate potential compliance risks and ensure adherence to regulatory standards
• Communicate with clients and sales team to obtain necessary information and documentation, addressing any inquiries or concerns throughout the onboarding process
• Review corporate documentation, legal documents, application forms, and other information/documentation provided by the client
• Carry out risk assessments at client inception to see whether the prospective client presents a higher-than-usual risk of money laundering
• Collaborate with internal teams, including Compliance, Legal, and Relationship Management, to facilitate the timely completion of onboarding activities
• Review and analyse client profiles and documentation to identify potential red flags or discrepancies, escalating issues as needed
• Prevent and identify compliance risks, and prepare risk analysis
• Ensure compliance with anti-money laundering (AML) and know your customer (KYC) regulations as per the provided Policies and Procedures
• Maintain accurate and up-to-date records of client onboarding activities and documentation, adhering to company policies and procedures
• Create onboarding and due diligence procedures and implement processes in order to make onboarding smooth for both customers and team
• Conduct timely Periodic Reviews as and when required
• Prepare documentation and reports, and assist the manager with other tasks related to KYC and the onboarding process
• Participate in training sessions and knowledge-sharing activities to stay informed about regulatory changes and industry best practices related to client onboarding and AML compliance

BLOCK 2. Qualifications & Key Skills

• Bachelor's degree in Business, Finance, Accounting, or related field. Advanced degree preferred
• 4–5 years working experience in client onboarding, AML compliance, periodic review, or related areas—preferably in a payments or e-money regulated firm or bank with a focus on corporate clients
• Deep knowledge of AML/KYC and sanctions regulations
• Understanding of the risks prevalent when dealing with various corporate entity structures within the deliverable FX and payments environment
• Detailed understanding of the Money Laundering Directives and JMLSG
• Experience operating a variety of internal and external systems and databases to complete investigations
• Excellent analytical skills with the ability to translate data into actionable insights
• Ability to review policies and procedures and advise on necessary changes
• Problem-solving and decision-making skills, with the ability to analyse complex information, identify key issues, and drive resolution
• Strong interpersonal and communication skills, with the ability to effectively interact with clients and internal stakeholders
• Proficiency in Microsoft Office applications, including Word, Excel, and Outlook
• Ability to work independently and collaboratively within a team environment, demonstrating flexibility and adaptability
• Skill to present summaries and proposed conclusions to management in a timely and clear manner, including proposals to implement steps to mitigate and/or monitor risk
• Fluency in English

BLOCK 3. Benefits

• Be a part of a top-tier team, work on projects that reach millions worldwide, and create complex in-house products and solutions
• Learn and exchange ideas in lectures and workshops led by colleagues and team leads
• Full-time official employment in IT Park company (we are interested in long-term collaboration)
• Enjoy employee discount programs and have fun at monthly internal activities and celebrations
• Work from an ultra-modern and well-equipped new office in Chisinau, Sculeni (Calea Iesilor, 6A)