Senior Digital Security & Fraud Prevention Expert

We are looking for a Senior Digital Security & Fraud Prevention Expert who will own the security & fraud prevention agenda across our digital channels, ensuring customers stay safe and our platforms remain resilient, compliant, and fraud-aware by design. You’ll combine hands-on fraud monitoring and incident response with strategic leadership, governance, architecture oversight and cross-functional influence.
Responsibility:

Define and maintain the security & fraud governance framework for digital banking platforms;
Lead investigations of potential cyber-fraud incidents (including account takeover, phishing-driven fraud, malware-assisted attacks), ensuring fast containment and recovery;
Ensure fraud-relevant logging, monitoring, and observability are in place and actionable;
Oversee, govern and perform advanced analysis of digital transactions and customer activity across mobile, web, and remote channels, ensuring proactive identification, escalation and mitigation of suspicious and fraudulent patterns;
Prepare high-quality incident reports documenting root cause, impact, mitigation steps, and lessons learned;
Lead the development of security reference architectures and fraud detection models aligned with business priorities and regulatory requirements;
Oversee adoption of secure-by-design and fraud-aware design principles across all digital initiatives;
Chair / coordinate cross-functional committees and working groups on digital security and fraud risk;
Own and continuously improve policies for Secure SDLC, fraud detection, incident response, and data protection;
Ensure compliance with critical standards and regulations (BNM, ISO 27001, PCI DSS, GDPR);
Oversee threat modeling, digital risk assessments, and fraud scenario analysis for digital products and services;
Track emerging fraud/cyber trends and drive proactive evolution of controls;
Define, monitor, and report on KRIs/KPIs for digital security & fraud prevention;
Ensure effective integration and governance of fraud-detection technologies: behavioral analytics, anomaly detection, device intelligence, real-time scoring;
Guide the selection and implementation of security and fraud-prevention platforms aligned with enterprise architecture.

Your qualifications should include:

Strong knowledge of modern fraud schemes across mobile/web/remote channels (banking malware, RATs, phishing/pharming, bot attacks, social engineering, CNP fraud, account takeover, SIM swap, device compromise);
Ability to identify behavioral fraud patterns and design effective countermeasures;
Hands-on experience with OAuth2, OpenID Connect, PKCE;
Modern MFA, passkeys and risk-based authentication. Biometric authentication (Face ID, Touch ID, Fingerprint);
OWASP Top 10 (Web & Mobile) expertise;
Secure session management and modern certificate pinning;
Root/emulator detection; secure storage (Keychain/Keystore);
Reverse-engineering mitigation (obfuscation, anti-tampering).

Fraud Detection Technologies

Device fingerprinting and behavioral analytics;
Real-time risk scoring, rule engines, anomaly detection;
Bot detection and social-engineering prevention techniques;
Replay-attack protection, rate limiting/throttling;
API authentication flows and abnormal traffic detection;
Familiarity with OWASP MASVS, MASTG, MASWE;
Awareness in manual and automated app security testing.

Secure SDLC & Security Engineering

Secure SDLC / DevSecOps understanding;
Experience with SAST, DAST, SCA tools;
Threat modeling methods (STRIDE, PASTA).

Infrastructure Security

WAF concepts, DMZ architectures;
Zero Trust fundamentals.

Leadership

Proven ability to lead cross-functional teams and drive strategic initiatives;
Strong understanding of banking business processes, especially digital journeys;
Excellent communication with technical and non-technical stakeholders;
Confidence to influence senior decision-makers and advocate for security & fraud priorities.

In the maib team you will benefit from:

Professional, innovative, trendsetting work environment in banking and beyond, and people who will inspire you at an agile pace;
Modern and ultra centrally located office, café, relaxation areas, gym, kitchen, terrace, etc;
Meal vouchers;
Property loans and other banking services on preferential terms;
Private medical insurance or gym membership;
Flexibility to work hybrid;
Professional and personal development opportunities, teambuilding;
Wide range of discounts at maib partners.

Send your CV to resurseumane@maib.md, indicating the position you are applying for and let's excel professionally together.
Thank you for your interest! We look forward to meeting you and to working together in maib!