Fișier CV încărcat

Profil profesional:
• Director General al unei Instituții Financiare Nebancare - 13 ani;
• Experiență în domeniul bancar şi financiar - 18 ani, din care 5 ani în domeniul bancar;
• Dezvoltarea strategiilor de afaceri, a rentabilității corporative și a costului finanţării;
• Crearea şi dezvoltarea de afaceri reziliente cu un nivel ridicat de profitabilitate;
• Elaborarea bugetelor anuale, analiza performanței financiare în vederea creşterii profitabilităţii;
• Analiza performanței financiare a băncilor și companiilor;
• Cunoştinţe solide de economie;
• Experiență cu companii internaționale de audit (Ernst & Young, Grant Thornton);
• Managementul resurselor umane, crearea unei echipe profesioniste cu o productivitate ridicată;
• Cadrul intern de reglementare, controlul intern şi conformitatea.

Work experience:

Apr. 2019 - Apr. 2024
Apr. 2019 - Feb. 2023
Mar 2018 - April 2019
2006 - 2016
2004 - 2006

Senior Adviser - Simbioze Holdings Ltd - Republic of Seychelles

Senior Adviser - Entrebiz Pte Ltd - Singapore

Administrator - O.C.N "BRAND Leasing" SRL - Rep. Moldova

CEO - Membrul Board-lui OCN "TOP Leasing & Credit" SRL - Rep. Moldova

• Managementul zilnic si continuu al companiei;
• Strategiile de afaceri, politica de finantare si limitele de risc;
• Bugetele anuale si executarea obiectivelor stabilite;
• Evaluarea si analiza continua a performantelor companiei si raportarea catre Board/Actionari;
• Analiza continua a pietei, elaborarea si implementarea produselor noi adaptate la cerintele pietei;
• Auditul intern si conformitate;
• Respectare legislatiei si a regulamentelor interne;
• Lucrul cu clientii problematici;
• Politica de resurse umane si administare;
• Suportul IT, monitorizare si raportare.

Economist Superior B.C. "Victoriabank" S.A. - Oficiul Central - Departamentul Clienti Corporativi - Republica Moldova

• Promovarea serviciilor financiare a bancii clientilor corporativi;
• Lucrul cu solicitarile de finantare a clientilor si negocieri;
• Analiza financiara si evaluarea garantiilor aferente si prezentarea la Comitetul de Creditare;
• Negocierea si semnarea tuturor contractelor privind acordarea imprumuturilor;
• Monitorizarea si analiza continua a clientilor;

2004 - Aug. 2004
2001 - 2004
1998 - 2001

Economist Superior B.C. "Mobiasbancă – Groupe Société Générale" S.A. - Oficiul Central - Departamentul Analiza - Republica Moldova

Economist – B.C. "Moldova Agroindbank" S.A. – secția credite – Rep. Moldova

Analist proiecte de investitii - Compania Financiara "Pheonix Capital" S.A. Bucureşti - Romania

Studii

2015
1994-1998

Certificat European Bancar

Academia de Studii Economice - Bucuresti,
Relatii Economice Internationale, Media: 9,05

"Analiza Riscului de tara in procesul de internationalizare a corporatiilor transnationale" Coord: dl. Prof VIRGIL GHEORGHITA

Diploma

1998
1998
1997

Certificat - Agent de Valori Mobiliare

Sesiunea de comunicari stiintifice organizata de A.S.E. Bucuresti: "Experienta Poloniei, Chehiei si a Ungariei cu privire la indeplinirea Acordului de Asociere cu UE"

Sesiunea de comunicari stiintifice organizata de A.S.E. Bucuresti: "Strategia de internationalizare - analiza riscului de tara si managementul riscului pe pietele emergente" - Marele premiu al A.S.E

Limbi Vorbite:
Romana (maternă),
Rusă (fluent),
Engleză (avansat)
Franceza (mediu)

PC
MS Office, Internet, 1C,

Permis conducere
A, B

Hobi si interese:

• Lectura: noutatile econoice curente; memorii economice si politice;
• Musica: nationala, classica, rock;
• Sport: alergare, inot, ski.

Aptitudini Profesionale:

• Excelente abilităţi de conducere - demonstrate prin profitabilitatea afacerii administrata de peste 10 ani;
• Calitati analitice si planificarea strategica - adaptarea continua a produselor financiare la cerintele prietei;
• Calitati de lider si organizare - crearea unei echipe cu un inalt grad de productivitate;
• Spirit de echipă cu cea mai inalta standarde si etică profesională;
• Calitati excelente de comunicare, orientat spre cerintele clientilor - demonstrate prin cresterea continua a vanzarilor fara costuri semnificative de publicitate;
• Nivel inalt de integritate personala si profesionala - pe parcursul intregii activitati profesionale nu am participat sub nici o forma la subminarea sistemului financiar autohton, a institutiilor financiare in care am activat si actionarilor organizatiilor, precum si a clientilor sai;
• Motivația de a lucra intr-o echipa inalt calificata cu o etica profesională corespunzatoare;
• Capacitatea de a lucra in medii dificile.

Date of birth:
Address:
Phone:
Mail:
LinkedIn
Citizen:
Languages:

Professional profile:
• CEO of Non-bank Financial Institution - 13 years;
• Experience in banking and finance - 18 years, 5 years in banking;
• Develop of business strategies, corporate profitability and cost of financing;
• Setup and development of resilient businesses with a high level of profitability;
• Elaboration of annual budgets, analysis of financial performance in order to increase profitability;
• Banks financial performance analysis;
• Strong economics knowledge;
• Experience with international auditing companies (Ernst & Young, Grant Thornton);
• Human resource management, creating a professional team with a high productivity;
• The regulatory internal framework, internal control and compliance.

Work experience:

Apr. 2019 - Apr. 2024
Apr. 2019 - Feb. 2023
March 2018 - April 2019
2006 - 2016
2004 - 2006

Senior Adviser - Simbioze Holdings Ltd - Republic of Seychelles

Projects of Simbioze Holdings Ltd with
Amnis Capital BV - Amsterdam

Vendo Ergo Sum AG - ZUG Switzerland - Patrick Ranzijn

Senior Adviser - Entrebiz Pte Ltd - Singapore

CEO - "BRAND Leasing" LLC - Moldova

CEO - Member of the Management Board "TOP Leasing & Credit" LLC - Moldova

• Daily and continuous management of the financial company;
• Business strategies, funding policy and risk limits;
• Annual budgets and execution of established objectives;
• Continuous evaluation and analysis of company performance and reporting to Board;
• Continuous analysis of market requirements and development of new products in accordance market;
• Internal audit and compliance;
• Compliance with legislation and internal regulations;
• Working with problem customers;
• Human resources and administration policy;
• IT support, monitoring and reporting.

Senior Economist C.B. "Victoriabank" S.A. - Headquarters office Corporate Customer Department - Moldova Republic of

• Promoting the bank's financial services to corporate customers;
• Customer financial Analysis and proposal to the board;
• Customer's monitorization.

2001 - 2004
1998 - 2001
1997

Economist - C.B. "Moldova Agroindbank" S.A. - Loan Department - Moldova Republic of

Analyst of investment projects - Brokerage Company "Pheonix Capital" S.A. Bucharest - Romania

Practical activity "Raiffeisen Capital Investment" Bucharest

Studies

2015
Higher Education
1994-1998

European Banker Certificate

Academy of Economics Studies - Bucharest,
International Business and Economics
Top-ranked student

"Country risk in internationalization processes of the multinational corporation, management of risk"

Diploma

1998
1997
1996

Certificate of Securities - CNPF Bucuresti

Scientific Session organized by Academy of Economics Bucharest: "The strategy of internationalization - country risk analysis and risk management in emerging markets" - Grand Prix

Scientific Session organized by Academy of Economics Bucharest: "Experience of Poland, Czech Republic and Hungary on the performance of the Association Agreement with the EU"

Languages:
Romanian (Native), Russian (Fluent), English (Advanced: written & speaking), French (Advanced)

PC
MS Office, Internet, 1C

Driving license
A, B

Hobbies and interests

• Reading: current economic policies; economical & political news
• Music: country, jazz and rock
• Sport: running; swimming, hiking, skiing

Professional skills:

• Excellent leadership skills - demonstrated by the profitability of managed businesses over 13 years;
• Analytical qualities and strategic planning - continuous adaptation of financial products to the requirements of the clients;
• Leadership and organization quality - creating a team with high productivity;
• Team spirit with the highest standards and professional ethics;
• Excellent communication quality, sales oriented to customer requirements - demonstrates by the continuous growth of sales without advertising costs;
• High level of personal and professional integrity - during my entire professional activity, I did not participate in any way over the undermining of the interests of the domestic financial system, of the financial institutions in which I activated both its shareholders and its clients;
• The motivation to work in a high-qualified crew with an appropriate performance ethics;
• A team player with the highest professional work ethic and standards;
• Ability to work in difficult environments.

Language levels:
Română (5/5)
Rusă (4/5)
Engleză (4/5)
Franceza (3/5)